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All American Home Group brokered by EXP Realty

7 months ago

If I wanted to have a real *mic drop, walk off the stage* moment, these are the knowledge bombs I would drop when choosing the best offer in a multiple offer situation:Look for the offer that not only has the best price, but also the best terms that work well for you and your family.The best terms meaning you agree with the contingencies of the contract, such as the payment terms (are they paying cash or leverage with a mortgage?), home inspection period, the appraisal, the amount of the earnest money the buyer is willing to put forth as a good faith deposit, and the closing date.Something else to consider is if the buyer has added in additional clauses or is asking for terms that may not work for you.It’s important to consider every aspect in the contract when deciding which one to choose and move forward on. This is one of the times when it’s imperative to have a professional real estate agent on your side to help you review the contract so you can make an educated decision.If you’re thinking of selling soon, let’s chat! #thehelpfulagent #realestate #realestateagent #realtor #houseexpert #home #house #icanhelp #AllAmericanHomeGroup #homeselling #weighingtheoptions #choosinganoffer #homesellingtips #hereforyou ... See MoreSee Less

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All American Home Group brokered by EXP Realty

7 months ago

Sharing is caring my friends! Here are 4 types of mortgages you should know about when thinking about buying your next home. 1️⃣ A government backed mortgage loan is a loan that is insured by an agency of the federal government. There are 3 types of these loans and in some cases these programs may make it easier for home buyers to qualify. There are USDA (U.S. Department of Agriculture) loans, FHA (Federal Housing Administration) loans and VA (Department of Veterans Affairs) loans.2️⃣ There is the conventional mortgage loan that is not backed by a government agency. To qualify for this type of loan, a typical qualifying credit score is around 620 or above. The rate is typically a fixed rate and will not change over the life of the term.3️⃣ An ARM loan, an Adjustable Rate Mortgage loan is a home loan with a various interest rate. The initial interest rate is fixed and then will reset at various rates periodically. The initial interest rate is typically a lower rate which may be ideal if you’re not planning to stay in the home for a long period of time or if you’re expecting an increase in pay.4️⃣ A jumbo loan is a loan that exceeds the limits set out by Fannie Mae & Freddie Mac. This type of loan is used when the financing is too expensive for a conventional conforming loan. It is considered riskier for lenders because they are not guaranteed by Fannie Mae & Freddie Mac. If you’d like more information on the various types of home mortgage loans, let’s connect and chat with a mortgage broker. #thehelpfulagent #realestate #realestateagent #realtor #houseexpert #home #house #icanhelp #AllAmericanHomeGroup #homebuying #morgage #morgageinformation #morgagebroker #hereforyou ... See MoreSee Less

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All American Home Group brokered by EXP Realty

7 months ago

Hi friends! ❤️Happy May! Spring flowers are blooming and so is our Facebook family. I wanted to take a moment and express my love and gratitude for you all. Meeting new faces and building wonderful relationships on social media has been such a blessing. For all of my soon to be friends, here's some facts about me that you may not already know: 1. I started my real estate career in college.2. Spreadsheets make me happy.3. Pink is my favorite color.4. I enjoy watching scary movies.Now, tell me about you in the comments!#thehelpfulagent #realestate #realestateagent #realtor #houseexpert #home #house #icanhelp #AllAmericanHomeGroup #happymay #sayinghello #allaboutme #tenfunfacts #hereforyou ... See MoreSee Less

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All American Home Group

brokered by eXp Realty

Military Relocation Professional & Realtor®